South Indian Bank net profit Q1 registered a growth of 45%

  •   South Indian Bank:  FY25 PAT growth of 21.75%
  •  Highest Return on Assets of 1.05% in the last 20 years 
  •    Highest ever net profit of Rs. 1,302.88 Cr in the history of the Bank  
  •  Highest Return on Equity of 12.90% in the last 11 years
  •  Gross advances grew by Rs 7,153 Cr from Rs. 80,426 Cr to Rs 87,578.52 Cr showing an increase of 8.89% on Y-o-Y basis 
  • o NNPA decreased by 54 bps from 1.46% to 0.92% on Y-o-Y basis 
  •  Highest ever business of Rs. 1,95,104.12 Cr in the history of the Bank 
  • Mr. P R Seshadri, MD & CEO of the Bank, stated that, “While announcing the financial results, I am pleased to share that our strategy continues to center around sustained profitability, superior asset quality, a resilient loan book, and a robust retail liability portfolio. We are sharpening our organizational structure and leveraging digital technology to effectively achieve our business objectives. During the reporting period, the Bank witnessed consistent growth across all targeted segments, with a sharp focus on acquiring quality assets in verticals such as Corporate Lending, Auto Loans, Housing Loans, and Gold Loans. Aligned with our strategic intent of ‘Profitability through Quality Credit Growth’, we have successfully on-boarded new advances with low-risk profiles, ensuring a well-balanced and healthy credit portfolio.”       

https://youtube.com/shorts/thox758NzuE?si=6DQRSh1Kh7SM34lo 


  • South Indian Bank net profit  Q1 registered a growth of 45% 
  • Net profit of the Bank for quarter is up by 45.36% from Rs.202.35 Cr. in Q1 FY 24 to Rs.294.13 Cr. in Q1 FY 25
  • GNPA came down by 63 bps from 5.13% to 4.50% on Y-o-Y basis 
  • NNPA dropped by 41 bps from 1.85% to 1.44% on Y-o-Y basis
  • Return on Equity improved by 110 bps from 11.80% to 12.90 % Y-o-Y basis 
  • Return on Assets increased by 27 bps from 0.73% to 1.00% Y-o-Y basis 
  • Gross advances grew by Rs. 8,478 Crore from Rs. 74,102 to Rs. 82,580 Crore, showing an increase of 11.44% on Y-o-Y basis 

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